Terms and Conditions

Welcome to the terms and conditions page of 12 Month Loans Canada ("Company" hereinafter). The sole reason of visiting this terms and conditions use is an agreement between Company and you (hereinafter "You" or/and "your"), as the website user or company's service.

Please read this agreement carefully before you continue to avail the service through this website. By using this site, you acknowledge that you are above or 18 years of age, have a permanent residence of Canada and understand and agree without be legally bound for the use of these company's terms. Anyone out of the country would not be applicable for this service.

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12 Month Loans Canada is not the direct lending company nor a loan provider, agent, broker or a representative. We do not provide loans or into any credit decisions. Thus, the site is not responsible for the lender's decision or solicitation to lend. We are merely a free referral service that assists the borrowers to connect with the lenders of their local area, prospective independents as well as third party lenders with whom Company has contractors to provide the desired service.

Company facilitates connecting money desired individuals or borrowers with a loan amount of a specific range or upto a limit with financial service providers. The Company helps the individuals connect to the funds providers according to the requirements.

The compensation received by a company will be paid by financial service providers. Please note that any of the service mentioned here would not meet your certain requirements, so you should consult with a financial professional for the assessment of the loan information.

Company's has no personal interest to know your personal data or details as they are solely demanded by the loan providers to evaluate your efficacy. Company shall not be liable in case of any loss or damages arising in any way arising due to connecting to the financial service providers.

To continue availing the service through Company's website, you must agree to these mentioned terms as well as all marketing practices and their policy. You must provide you accurate and complete details while submitting your request through the application process. Your provided details will be shared by the financial service providers or companies or individuals only as per your request as you were seeking a referral for the loan requirements.

You need to understand that these referrals may contact you via mail, phone call or through the direct mail so these details are required for obtaining the loan requested. They would follow a profile check by verifying your social security number, credit checks and check the national consumer transaction database before sending any loan approval.

Company doesn't guarantee nor endorse, recommend and guarantee the loan approval, rates, availability and fees and other loan terms of the financial service providers. Company doesn't guarantee that this is the best loan for your requirement.

Company doesn't guarantee nor endorse, recommend and guarantee the loan approval, rates, availability and fees and other loan terms of the financial service providers. Company doesn't guarantee that this is the best loan for your requirement.